In recent years, cities across the globe have been grappling with increasing traffic congestion, leading to rising levels of pollution and a decline in the quality of urban life. As a response, some urban planners have proposed the implementation of congestion pricing, which charges drivers a fee to enter heavily-trafficked areas during peak hours. Proponents argue that congestion pricing would decrease traffic volumes, reduce pollution, and promote the use of public transportation. However, opponents claim that this approach unfairly targets low-income individuals who may not have access to alternative transportation options.

Write an essay in which you evaluate the effectiveness of the argument for congestion pricing. Consider the evidence provided, the assumptions made, and the implications of accepting or rejecting this argument. Be sure to support your evaluation with relevant examples and reasoning.