In a bustling metropolis, a group of urban planners has proposed a new initiative aimed at reducing traffic congestion. They argue that the primary cause of congestion is the high volume of cars during peak hours. As a solution, they recommend implementing a congestion pricing system that would charge drivers a fee to enter the busiest areas during those times. The planners claim that similar measures in other cities have successfully decreased traffic and increased the use of public transportation. However, some local residents express concern that this system could disproportionately affect lower-income individuals who may rely on cars for commuting.