Probability of Ice Cream Choices

A research study indicates that the probability of a participant choosing chocolate over vanilla ice cream is 0.65. For another group, the probability of choosing chocolate is 0.40.

Two participants are randomly chosen from the first group and one participant from the second group. Let the random variable $X$ represent the number of participants who choose chocolate ice cream. What is the probability that exactly two participants from the combined groups choose chocolate ice cream?