Tax Minimization Strategy for Retirement Withdrawals

Mark is a high-net-worth individual approaching retirement at the age of 65. He has substantial investment income and is concerned about the tax implications of his investments as he transitions into retirement. Mark's portfolio includes a mix of tax-deferred accounts, such as IRAs, and taxable accounts containing dividend-paying stocks. He is particularly interested in understanding how to strategically withdraw from these accounts to minimize his tax liabilities over time.

Which of the following strategies is most likely to help Mark achieve his goal of minimizing taxable income during his retirement?