In psychological research, anxiety disorders are characterized by excessive fear or worry that disrupts daily functioning. One of the proposed theories attributes the development of certain anxiety disorders to a combination of genetic predisposition and environmental factors. This interplay is particularly evident in the study of panic disorder, which involves recurrent unexpected panic attacks and significant changes in behavior following such attacks.
Which of the following is the most accurate representation of the biopsychosocial model as it relates to the etiology of anxiety disorders, specifically panic disorder?